In an interview on Boxing Insider Radio, young Vito Mielnicki sat down with the crew to discuss his recent performance and his fast rise up the boxing charts. Boxing Insider Radio provides fans with the sort of content they won’t be able to find anywhere else with tons of high profile guests every week. To tune into the discussion that airs every Tuesday, simply subscribe at iTunes, Spotify or on Boxinginsider.com.
What are the characteristics of a superhero?
Sure they are often young, strong and seemingly unbeatable. But they also have an alter ego as well. In the case of Superman, his alter ego was the meek and unassuming Clark Kent. Spiderman on the other hand, often walked around as the frail and seemingly always happy Peter Parker.
Not many of us have to assume this role. Who we are throughout our normal everyday lives is just fine.
For young boxing prospect Vito Mielnicki Jr however, he has no choice but to have an alter ego of his own.
From the outside looking in, Mielnicki seems like your typical kid. He currently attends West Essex High School, in New Jersey. The high school senior gives off the impression that he enjoys what normal kids his age does. Hanging around friends, going to class, goofing off and playing sports.
Nothing about Mielnicki would suggest that he isn’t out of the ordinary. Yet, once you take a deep dive into his life, you quickly find out that he is far from that.
At the age of 17, Mielnicki decided it was time to get a job. No, he did not choose to flip burgers at your local fast food place like normal teenagers. He also did not want to try his hand at retail as well. Instead, Mielnicki jumped into the one and only profession he had his eyes on since he was a young kid. Professional boxing.
Yes, when Mielnicki isn’t busy in the classroom studying he’s in the boxing gym working on his craft.
In a sport that is often times dominated and headlined by grown men, Mielnicki has found a way to carve out his niche. Starting a career at such a young age would lead to criticism and second thoughts, but after an undefeated start through five fights with three of those wins coming via knockout, he quickly proved that he made the right choice.
In Mielnicki’s most recent ring appearance, he stepped onto the biggest stage of his young career.
On February 22nd, 2020 at the MGM Grand Arena in Las Vegas, Nevada, Mielnicki was given a spot on the undercard of the Heavyweight mega showdown between Tyson Fury and Deontay Wilder. His opponent would be Corey Champion on the night.
The main event of this card has reportedly received close to one million pay-per-view buys. That number alone would make just about any other fighter do back flips due to the exposure, but not Mielnicki. He may only be 17 years of age, but this isn’t his first time on the pay-per-view stage.
Fighters have gone their entire careers without making it on the pay-per-view platform. Yet, Mielnicki has already gotten there on multiple occasions. So what is the exact words that best describes how he feels about his current situation?
Blessed.
“I want to thank Al Haymon for continuing to put me on the biggest stage possible,” said Mielnicki on Boxing Insider Radio. “I’ve already fought on two pay-per-view cards. I’m just blessed with where I’m at in my career. To be on that kind of card where it was one of the most anticipated cards for years prior to that and years to come so I’m truly blessed.”
In terms of one day headlining his own pay-per-view, Mielnicki is still a long way away from pulling that off. But if he continues to put on the sort of performances that he did this past Saturday night, then it might happen much sooner than he realizes.
“It was a good fight for me and the atmosphere was crazy in the arena to say the least. It felt like the place was going to collapse, that’s how loud it was in there. It was just another great experience for my career overall. I dominated the fight so I felt great.”
Boxing wouldn’t quite be what it is if there weren’t any comparisons. It isn’t simply about winning. The bigger goal is to do so in impressive fashion. When Mielnicki signed up to take on Corey Champion, he did so knowing that one of his good friends already did. The undefeated Xander Zayas. The aforementioned Zayas looked impressive in his win over Champion, but one could argue that Mielnicki out performed him on the night.
The two are undoubtedly good friends and exceptional boxers. It might be a tad bit too early in their careers, but if all goes well, that could be a huge fight down the line.
For now however, Mielnicki just wants them both to succeed.
“Me and Xander finished off our amateur careers together. We’re close friends and actually we were on the Jr USA team together in Colorado Springs. We got a chance to be roommates together. He’s doing great and I’m doing great so it’s great to see us both succeeding right now in the pros.”
Mielnicki is doing more than just succeeding. He is slowly building up his profile and his name. All of the hard work that he has placed in the gym has helped lead him to where he is today but he can’t take all of the credit for the prosperity that he is enjoying. The high school Senior fully understands that he wouldn’t be where he is today if it wasn’t for the help of many people behind the scenes. Including his manager.
“Ever since me and my manager Anthony Catanzaro got together he has been helping my career. He’s just the perfect guy for me. That’s the reason why I chose him as my manager. He furthers my career and gives me nothing but positives.”
For now, Mielnicki doesn’t have a fight lined up but he expects to get the call soon. But until then, he spends his time both in the gym working on his boxing abilities and in the classroom trying to keep his grades up.
payday loans
10/31/2024 at 10:09 pm
Unexpected expenses can creep up at any point with a hard-to-ignore urgency that must be met.
Whether you’re trying to cover unanticipated medical bills
in the wake of an illness, or are dealing with uninsured damages to
your home or car – these expenses can be difficult
to organize at short notice.
While it’s true that sudden monetary strain can upend even the
most financially organized household, it is often even harder to finance these needs if you’ve got
bad credit. Since getting approval for traditional
loans is difficult for those without a high credit score, it
may be useful to explore alternative funding solutions.
But first, it may be useful to learn what these terms mean and how they
relate to your financial profile.
What is ‘Bad Credit’?
The term ‘bad credit’ is used to indicate a history of poor financial management and unpaid dues.
Instances such as late payments, payment defaults, or high credit utilization can contribute to a borrower having bad
credit, which is represented by a low credit score.
This indicates a high-risk borrower, who may fail to honor a borrowing agreement and might be more likely to default
on a loan. So, being identified as holding bad credit can be detrimental.
This makes it important to maintain your credit score, as a low credit score can have many disadvantages.
The Implications of a Low Credit Score
A credit score is used by lenders to predict the probability
of a borrower repaying the lent money. Credit Bureaus calculate credit scores based on a
variety of factors, which includes payment history, owed
amounts, and the duration of credit history. The various types of credit
you may have used, as well as any new credit inquiries you might make, are also kept track of.
This means that having a low credit score makes it considerably challenging to obtain a conventional
loan for financing any unexpected expenses. Lenders
view people with bad credit as high-risk borrowers, which means that even if their
loan gets approved, they do not receive the same benefits
as someone with good credit would.
Here are a few of the most common disadvantages presented with conventional loans for borrowers with a
low credit score:
1. High Interest
To compensate for the increased risk, lenders often charge higher rates
of interest on loans to borrowers with bad credit. However,
this is highly disadvantageous to borrowers with bad credit as they end up paying more
over the full duration of the loan.
2. Small Amounts
Loans that are approved for individuals with a low credit score
are usually of smaller amounts compared to loans that are accessible to people with good credit.
This means that borrowers with bad credit have trouble meeting their financing needs in their entirety.
3. Unfavorable Terms
Loans approved for borrowers with a low credit score typically stipulate unfavorable terms.
This might manifest as higher fees or a shorter repayment period
than what is granted to borrowers with good credit.
As conventional loans become disadvantageous for borrowers with a low credit score, it can be beneficial to seek
out alternative loans for people with bad credit.
7 Financing Options With Bad Credit
1. Co-Signed Loans
You can improve your chances of getting approved for a loan by applying with a friend or
a family member who has good credit. By co-signing on your loan, the
individual with the high credit score takes the responsibility
of repaying it, should you be unable to.
2. Secured Loans
Applying for a secured loan requires a borrower to possess some kind of valuable
asset that can be marked as collateral. This improves the likelihood
of getting a loan, even with bad credit, since the lender can seize the collateral in case the borrower defaults on their payment.
3. Payday Loans
These kinds of loans are ideal when unexpected expenses
crop up and you’re in need of urgent financing solutions.
Payday loans offer quick cash at high interest rates, which make them
useful in a pickle, but also risky.
4. Peer-to-Peer Lending
This is another great option for people with bad credit who aren’t getting approved for a traditional loan from their bank.
Peer-to-peer lending takes place across platforms where a
borrower is connected to an individual investor. You
can obtain a loan at a higher rate of interest for any urgent financial needs.
5. Title Loans
Similar to secured loans, title loans are offered against an individual’s car title.
In case the borrower is unable to repay the loan, the lender can take ownership of the borrower’s car.
This is a great option to make any unexpected payments.
6. Bad Credit Loans
While traditional banks may reject your loan applications, there
are lenders who specialize in offering loans to people with low credit scores.
These loans are designed with strict stipulations and higher interest
rates.
7. Credit Unions
Borrowing from a credit union is also a possible alternative since these organizations can meet
your lending needs with more flexible stipulations than traditional banks.
Borrowers with low credit scores may find credit unions more
willing to give them loans than a traditional bank.
The Road Ahead: Improving Your Credit Score
The challenge of getting a loan with a bad credit score can cost you dearly in times of need.
But while it can be an uphill battle to make it through unstable times, it is possible to balance your finances and
regain your footing over time.
The road ahead can hold many unexpected challenges which might require you to think outside
the box to make ends meet. This is why it’s important to begin planning your finances today.
Here are a few simple ways you can start working towards this goal, today:
1. Reminders for Timely Payments
The first step to building a good credit score is to make payments on time.
For this, you’ll need to get organized and set up reminders for any upcoming payments
or fixed bill deadlines for utilities.
It’s okay if you struggle with time management or need reminders to meet deadlines.
In fact, this can easily be fixed by setting up a digital calendar that
can send you automated reminders as payment dates get
close.
2. Avoid Late Fees
If you’re on top of your organization but lack
the funds to make bill payments, consider borrowing small amounts from
friends or family to avoid stacking up late fees.
Repaying a loved one after a few weeks is a better scenario than lowering your credit score further with repeated delayed payments.
3. Pause Expensive Subscriptions
If you’ve got a bunch of entertainment subscriptions, consider picking a few to put on pause for a few
months – at least until your necessary expenses are covered.
Doing this allows you to focus on paying off your existing debt without racking
up more credit in the meantime.
4. Create an Untouchable Fund
Lastly, it’s a great idea to create an untouchable fund that you put towards any
unexpected spending for future needs. Putting aside a small amount
every week or month can do wonders for building a contingency fund for
any emergencies in the future.
In Summary
Unexpected expenses are inevitable. They don’t have
to derail your finances, however. Through exploring
these alternative financing options and diligently working
to improve your credit score, you will be poised to
navigate financial challenges with confidence, while building a stronger financial future.
Always keep in mind that a low credit score doesn’t define your worth.
It’s simply a starting point. With smart choices and diligent effort, you can pave the way to financial stability and success.